Home Insurance Help Centre / Do I need home insurance?

Whilst home insurance is not compulsory, if you have a mortgage then your lender may insist on you securing buildings cover as a condition of the loan. This is simply to ensure that if an event occurs that results in the home being destroyed or severely damaged the rebuilding costs will be met, thus safeguarding their investment.

The means to find the money to replace everything following a loss involving buildings or contents (or both) would be a huge worry if you did not have adequate residential home insurance. Home insurance povides you with security and peace of mind.

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