The excess if the part of the claim settlement that you will be responsible for.

Buildings Cover

• The first €1000 of every claim for subsidence, heave or landslip
• The first €500 of every claim for escape of water from and frost damage to fixed water tanks, apparatus or pipes
• The first €350 of every other claim (Where a single incident results in a claim under more than one policy section, only one excess will apply)

Contents Cover

• The first €500 of every claim for escape of water from and frost damage to fixed water tanks, apparatus or pipes
• The first €350 of every other claim (Where a single incident results in a claim under more than one policy section, only one excess will apply)

Personal Possessions and Valuables

• The first €75 of every other claim (Where a single incident results in a claim under more than one policy section, only one excess will apply)

Other Excesses

• Pedal Cycles - €75
• Money and Credit Card Cover - €100

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