Home Insurance Help Centre / What is an “All Risks” section?

Normal home insurance will just cover items within the boundary of your home. If you require cover for any item outside of your home you will need to complete the “All risks” section.

For example if you have a ring, camera etc that you may take on holidays you may want to cover this.

Under the All Risks section you will have a number of options.

Unspecified Items – This is the TOTAL value of items, were the value of each individual item is under €1000. So for example if you had a ring at €800, a video camera of €700 and a watch at €500, your would select €2000 for the total sum insured.

Specified Items – if the value of the item is over €1000 then you will have to specify it.

Money Credit Card – Again this will cover losses out side of the home.

Pedal Cycles & Other sporting Equipment.

Limits may apply to the total amounts paid. Please click here for the complete policy wording

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